- 941-867-7977
- 1621 Central Ave Cheyenne, Wy 82001
- Mon - Fri 10:00-18:00
Fast, flexible financing to purchase, renovate, and resell properties for maximum profit.
Graze Financial’s Fix & Flip Loans are designed to give investors the capital and speed they need to purchase undervalued properties, renovate them, and resell for strong returns.
Our short-term funding solutions cover both acquisition and rehab costs, ensuring you have everything you need to complete your project on time and maximize profits.
The After-Repair Value (ARV) Loan Program at Graze Financial is designed to give investors the flexibility and funding needed to maximize profits on rehab projects. We offer financing of up to 95% of the purchase price and up to 100% of renovation costs, with the total loan amount not exceeding 75% of the property’s after-repair value (ARV).
Unlike many lenders, Graze Financial only charges interest on the funds you actually draw, not on the rehab holdback. This means you never pay for money you’re not using — helping you reduce costs and increase returns.
Collateral
Non-owner occupied 1–4 family real estate
Condos & townhomes
5+ unit apartments
Mixed-use properties
Loan-to-Value (LTV)
Up to 95% of purchase price + 100% of renovation costs
Not to exceed 75% of ARV (After-Repair Value)
Term
12–18 months
Minimum After-Repair Value (ARV)
$100K for single-family homes
$100K for 2–4 family properties
$375K for multifamily (5+) or mixed-use properties
Loan Amounts
$75K – $2M for 1–4 family, condos & townhomes
$250K – $3M for multifamily (5+) or mixed-use
Minimum FICO
650
Rates
Starting as low as 9.24%
Interest-only charged on outstanding balance
Prepayment Penalty
None
Partner with Graze Financial for fast, flexible, and reliable Fix & Flip financing.
Fix & Flip Loans are the perfect solution for renovation projects — whether small cosmetic updates or full property overhauls.
At Graze Financial, we make it simple to grow your business. As you complete more successful projects and gain experience, you may qualify for even better terms on future loans.
For larger renovation projects, we also offer extensive rehab financing, ensuring you have the capital needed to maximize property value and profits.
