- 941-867-7977
- 1621 Central Ave Cheyenne, Wy 82001
- Mon - Fri 10:00-18:00
Build steady cash flow and long-term wealth with flexible rental property financing.
Graze Financial’s Long-Term Rental Loans are designed for investors who want to generate consistent rental income and build lasting wealth through real estate. These loans make it simple to purchase or refinance non-owner occupied properties, whether it’s a single-family rental, a portfolio of homes, or a small multifamily property.
With competitive fixed and adjustable rates, flexible terms, and nationwide availability, our rental loan programs help investors scale their portfolios while keeping monthly cash flow strong.
Graze Financial is committed to helping you secure lasting wealth and steady cash flow with our Long-Term Rental Loan Program. Designed for real estate investors holding properties for rental income, this program provides true long-term financing solutions.
With loan terms up to 30 years and rates starting as low as 6.99%, our rental loans make it easier to purchase, refinance, or grow your rental portfolio with confidence.
Collateral
Non-owner occupied 1–4 family real estate
Condos & townhomes
Planned Unit Developments (PUDs)
Loan-to-Value (LTV)
Purchase: Up to 80% of the As-Is Value or up to 80% Loan-to-Cost (whichever is less)
Refinance: Up to 80% of the As-Is Value
Cash-Out: Up to 75% of the As-Is Value
Amortization Options
30-Year Fixed
Hybrid ARMs (5/1, 7/1, 10/1)
Interest-Only options available
Property Values
Minimum “As Is” appraised value of $115,000+
(Geographic restrictions may apply)
Loan Amounts
$150K – $1.5M
Debt Service Coverage Ratio (DSCR)
Minimum 1.00
Minimum FICO
680
Rates
Starting at 6.99%
Secure your next investment with Graze Financial’s flexible long-term rental loan programs.
Finance single-family homes, 2–4 units, condos, townhomes, or PUDs with ease.
Enjoy fixed and adjustable loan options with interest rates starting as low as 6.99%.
Quick decisions and smooth closings with all underwriting handled internally.
Programs available for international investors as well as U.S. residents.
