Flexible short-term and long-term financing for 5+ unit apartment buildings and mixed-use properties.
Graze Financial’s Multi-Family Loan Programs are built for investors looking to acquire, refinance, or renovate apartment buildings and mixed-use properties with 5 or more units.
Whether you’re repositioning an existing property, renovating for higher rental income, or expanding your portfolio with new acquisitions, our loan programs provide the flexibility and funding you need to maximize returns.
We offer both short-term bridge financing and long-term rental financing, giving you the option to choose a strategy that fits your investment goals.
Collateral
Multi-family apartment buildings (5+ units)
Mixed-use properties (residential space must represent at least 70% of total square footage)
Term
12 – 18 months (extended terms available)
Loan Amounts
$250K – $2M
Minimum FICO
650
Loan-to-Value (LTV) Guidelines
Stabilized Bridge
Purchase: Up to 75% of As-Is Value
Refinance: Up to 70% of As-Is Value
Cash-Out: Up to 65% of As-Is Value
Fix & Flip
Purchase: Up to 80% of Purchase Price + 100% of Renovation Costs
Refinance: Up to 75% of As-Is Value + 100% of Renovation Costs
Cash-Out: Up to 70% of As-Is Value + 100% of Renovation Costs
Collateral
Multi-family apartment buildings (5–9 units)
Term
Up to 30 years (amortization options available)
Loan Amounts
$150K – $1.5M
Minimum FICO
700
Loan-to-Value (LTV)
Purchase: Up to 70% of As-Is Value
Refinance: Up to 70% of As-Is Value
Cash-Out: Up to 65% of As-Is Value
Partner with Graze Financial for flexible financing solutions tailored to your needs.
Short-term bridge or long-term rental financing
Tailored terms to match your strategy
Designed to help you scale into larger investments
In-house underwriting for quicker closings