New Construction Loans

Flexible financing for ground-up construction projects, designed for builders and real estate investors.

About New Construction Loans

Graze Financial’s New Construction Loan Programs are built to support investors, builders, and developers who are taking projects from the ground up. Whether you’re developing a single-family home, multi-family building, or mixed-use project, our financing solutions provide the flexibility and capital you need to bring your vision to life.

With short-term financing, flexible draw schedules, and nationwide programs, Graze Financial ensures that your construction project moves forward smoothly — from land acquisition to completion.

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Loan Criteria

  • Collateral

    • Non-owner occupied single-family properties

    • Condos & townhomes

    Term

    • 12 – 24 months

    Loan Amounts

    • $100K – $2M
      (based on maximum loan amount allowed)

Minimum Property Value

  • $175K (as-completed value)

Rates

  • Starting at 9.84%

Minimum FICO

  • 650

Ready to break ground on your next project?

Graze Financial has the capital and expertise to help you build with confidence.

Why Choose

Graze Financial for New Construction Loans?

Ground-Up Expertise

From single-family homes to large multifamily developments, our programs are tailored specifically for ground-up construction, giving you the capital you need at every stage.

Flexible Draws

We provide funding in phases tied to project progress, so you’ll always have access to the right amount of capital exactly when you need it.

Trusted Partner

At Graze Financial, we don’t just provide funding — we provide a relationship built on transparency and trust, ensuring your project has a strong financial partner from start to finish.

Fast Closings

With in-house underwriting and streamlined approvals, our loans can close in as few as 10 business days — helping you break ground without delays.