Flexible financing for ground-up construction projects, designed for builders and real estate investors.
Graze Financial’s New Construction Loan Programs are built to support investors, builders, and developers who are taking projects from the ground up. Whether you’re developing a single-family home, multi-family building, or mixed-use project, our financing solutions provide the flexibility and capital you need to bring your vision to life.
With short-term financing, flexible draw schedules, and nationwide programs, Graze Financial ensures that your construction project moves forward smoothly — from land acquisition to completion.
Collateral
Non-owner occupied single-family properties
Condos & townhomes
Term
12 – 24 months
Loan Amounts
$100K – $2M
(based on maximum loan amount allowed)
Minimum Property Value
$175K (as-completed value)
Rates
Starting at 9.84%
Minimum FICO
650
Graze Financial has the capital and expertise to help you build with confidence.
From single-family homes to large multifamily developments, our programs are tailored specifically for ground-up construction, giving you the capital you need at every stage.
We provide funding in phases tied to project progress, so you’ll always have access to the right amount of capital exactly when you need it.
At Graze Financial, we don’t just provide funding — we provide a relationship built on transparency and trust, ensuring your project has a strong financial partner from start to finish.
With in-house underwriting and streamlined approvals, our loans can close in as few as 10 business days — helping you break ground without delays.